2023 may

I have been inspired by some of the other blogs I follow to start writing a monthly recap of what I have been up to. Some of the excellent blogs I read:

I have not decided on the format yet but I have always wanted to write about the following topics:

  • Finances
  • Work
  • Personal projects
  • Recap from my Daylio app

Finances

I have been tracking spendings and net worth since mid 2018 and it’s very interesting to see how much money I spend on for example beer. I have a Google sheet where I import bank statements every 3-4 month and manually mark the transactions with a category. In the future I would like to automate this with some fancy classification, either on the text or with fancy machine learning. I would also like to automate import of transactions using the banks API, using the amazing free service GoCardless (previously Nordigen) which enables API access to thousands of banks in EU.

Spendings & cash flow

Here is my spendings and incomes so far in 2023 (up to 22.06.2023), not including salary (Norwegian categories).

Kategorijan.feb.marsapr.maijuniSum
Lånekassen234348788878887881171761514
Leieinntekter10651106411064110700104331064163707
Investering−80250−50000−25000198−155052
Forsikring−433109−324
Kjekt−330−607−750−10−1697
Gaver−47−439−977−800−1265−100−3628
Trening−629−434−394−351−458−2266
Online−789−388−403−481−530−465−3057
Ting−2426−528−2954
Transport2917−98−177−94−55−5301963
Strøm463−1757−666−1925−1583−874−6342
Diverse−979−106−1187−2272
Mat−2036−2005−2639−3791−2143−1736−14350
Babb og utemat−2872−1929−1924−2155−2177−2159−13215
Beer−2288−2408−3925−1998−2592−2634−15845
Bokostnader−5267−5267−5267−5267−5267−5267−31602
Lån−14564−14992−18122−14992−15417−15413−93500
Elektronikk−239−136−375
Klær−1169−2308−3477
  • Yes I am still receiving money from Lånekassen, as I apply for one topic every semester to get cheaper transport and beer.
  • I like to spend money on beers and kebab/Trekroneneren sausages.
  • Quite happy with the investing 155k so far this year, on track to invest more than in 2022.

Net worth

May was a quite decent month in finance. Crypto had approximately 0% change and the index funds increased by approximately 4%. Quite happy with my current investments, I am actively looking for a potential Real Estate investment project to invest in, either renovate or just rent out. Let’s see what happens in the next year.

Return on investment over my investment career

  • Overall my investments so far in life is down 6% (22.06.2023), I have done some terrible single stock and crypto investments which are steadily recovering after I stopped doing that and moved to stable index funds.
  • In june I plan on moving all my index funds to a currency secured funds as I think the NOK will start to increase in value compared to USD and EUR.

Work life

May have been an exciting month for my career by leading the hiring process of three new junior developers at ScanReach. The goal is that I will have the main responsibility for their development and growth in the company. I am very excited to see how this will go.

We started with 71 applicants

-> held 18 speed interviews

-> invited 8 to finale interviews where I created a task for them to solve and present. The task did not include any coding tasks as I think coding can be learned. While understanding for product domain and how advanced computer programs work (more complicated than snapchat and instagram) is much harder to learn.

-> Out of the 8 we found and hired 3 very good candidates. I’m looking forward to see how they will develop and grow in the company.

Personal projects

May has been quite dry on the personal project side. I have not spent as much time as I want on my “Real estate scraper + analytics tool”. It’s a project I have been working on for a while. It started as Google sheet with some formulas calulcating rental profitability, but I would like to automate this process for all listings on Finn.no (Norwegian craigslist).

Daylio recap

I have been using the Daylio app for 1588 days (over 4 years). It’s a very low effort and easy to use app that enables you to track what activites you do and how you are feeling by sending you a notifiation once every evening.

By using Daylio I am able to see what activities make my day better, and it’s fun to see how often I have worked out last month etc.

Activites done in May 2023

ActivityNumber of days
Friends21
Work19
Sun17
Relaxing11
Good food9
TV Series/Movies8
Rain8
Beer7
Weight lifting7
Cloudy7
Party5
Tired5
Programming4
Dates3
Bouldering3
Bath in the ocean1
  • I have over time found that my day is always better if I go out and meet poeple. So I actively try to find people to hang out with. Which is reflected in the numbers above with 21/31 days.
  • May have also been a good sunny month which lead to less time for indoor activities like programming.

Overall may have been a very good month with an high average mood.